Skip your next month’s loan payment* by opening a new Heritage Community Credit Union checking account.
Skip an additional loan payment** when you set up a recurring direct deposit of $500 or more per month to your new checking account.
Give us a call at 916.510.8271 or stop by one of our convenient branch locations.
Para hablar con uno de nuestros representantes en español por favor llámenos al (800) 914-7536
IMPORTANT NOTE: You must continue to make your loan payment until we confirm your skip-a-pay has been processed. If Heritage Community Credit Union has set up an automatic payment to your loan, the payment(s) for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month. Offer expires 6/2/2026.
Offer valid for current Heritage Community Credit Union (HCCU) members who do not have a HCCU checking account and who have an eligible consumer loan in good standing. Eligible consumer loans include auto loans, personal loans, and recreational vehicle loans. Excluded loan types are mortgages, home equity lines of credit (HELOC), fixed home equity loans, credit cards, and lines of credit. This offer is unavailable to existing HCCU members whose checking accounts have been closed for less than 180 days or closed with a negative balance. Account opening is based on approval.
*To qualify for the first skip-a-payment, the member must open a new HCCU checking account. **To qualify for the second skip-a-payment, the member must also set up a recurring direct deposit of $500 or more per month into the newly opened checking account. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit. Interest will continue to accrue during the skipped periods, and skipping payments may extend the loan term. Maximum of two (2) skip-a-payments allowed under this promotion. Loan must be current at the time of skip request. Other restrictions may apply. Offer subject to change or end at any time without notice.
